Aledo National Bank
301 FM 1187 S
Aledo, TX 76008
T: 817-441-5200
F: 817-441-5201
Email the Bank
Lobby Hours
M-Th: 8:30 a.m. to 5 p.m.
Fri: 8:30 a.m. to 6 p.m.
Drive-Thru Bank Hours
M-F: 7:30 a.m. to 6 p.m.
First Call
(855) 482-6897

Health Savings Account

HSA Benefits

  • Contributions excluded from gross income
  • Tax-deferred interest earned on balance
  • Tax-free distributions if used for qualified medical expenses
  • Contributions remain in your account – year to year
  • HSA is portable – stays with you if you leave your employer or work force
  • At age 65, balance is considered a “savings” account; withdrawals are taxable but may be used for any purpose
  • If spouse is named beneficiary upon death, it transfers to your spouse as an HSA
  • Minimum balance of $100 to open
  • Earns interest at Money Market Savings interest rate until balance reaches $10,000 or greater, then changes to 1year CD rate
  • Monthly statements
  • Automatic monthly transfers available from your checking/savings accounts to your HSA
  • Monitor your HSA via Internet Banking
  • FDIC insured
  • Department of Treasury Link for more information: basics.shtml

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